Roth Ira 2025 Limits Married Filing Jointly. Roth ira income and contribution limits for 2025. If you make more than that, the maximum contribution decreases as your magi goes up to the maximum of $161,000 for 2025.
If you make more than that, the maximum contribution decreases as your magi goes up to the maximum of $161,000 for 2025. But after your income surpasses.